So, you’ve changed have you? This year you kept your promises, and the changes you’ve made are visible, huh?Would the person closest to you in your life recognize the personal changes that you’ve made this year? Would they call those changes a “transformation?” Or would they say that you “did a little better?” Which were you playing for when you promised yourself?Would someone you’ve known for a long time immediately recognize that you have changed? If they spent a couple hours with you, would it become clear to them all the ways that you have transformed yourself over the last year? Or would they say you’re the same person they’ve always known and loved?If you report to someone, would that person be able to quickly rattle off one or two of the major ways that you have improved yourself this year? Or would they simply point to the one or two visible projects that you were involved in? Would they even know what you worked on?How about your clients? Would your clients rave about how the transformation you made this year had a massive impact on their results? Would they recount all the ways that your relationship has grown stronger because of the improvements that you have made? Would they even have noticed?Every year at this time we start thinking about what we need to improve in the coming year. Resolutions are quickly made, and those resolutions are just as quickly forgotten. As you take an accounting of this year, ask yourself whether you are going to be happy dabbling around the edges in hopes of improvement or whether you are going to transform yourself in some area of your life.
An eight-year-old boy was mauled to death by stray dogs in Bhiwandi township of Thane district, a police official said on Monday.The child, a resident of Phogaon area in Bhiwandi, was walking on the road with a friend near his home on Sunday afternoon when he suddenly lost his balance and fell on a pack of stray dogs sitting there, he said.Bitten severely The canines bit him severely, the official said.The child was rushed to a nearby hospital. However, as his condition became critical, he was shifted to the Thane Civil Hospital where the doctors declared him brought dead, he said.The city police have registered a case of accidental death, the official added.
Two hospitals from Nashik and Ahmednagar have been suspended from the Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY), the State’s medical insurance scheme for the poor. While the Nashik hospital was found to have claimed money for a wrong procedure, the Ahmednagar hospital is alleged to have denied a particular medical package to a patient. MJPJAY’s chief operating officer Sudhakar Shinde confirmed that the two hospitals were suspended early this month. “The insurance scheme is completely cashless. We don’t want patients to face any problem while availing it,” said Mr Shinde. While the suspensions can be revoked after the hospitals assure that similar wrongdoings are not repeated, nearly 45 hospitals have been de-panelled from the scheme in May for frauds like taking cash from patients, offering expensive packages beyond the scheme, inflating bills, and refusal to treat under the scheme. The MJPJAY covers 2.2 crore families for 971 ailments and ₹1.5 lakh per year. The beneficiaries are yellow-and-orange ration-card holders. In the 14 farmer suicide-affected districts, the scheme also covers white ration-card holders. The newly launched Pradhan Mantri Jan Aarogya Yojna (PMJAY), also known as Ayushman Bharat, has been integrated with this existing scheme. In order to curb illegal practices by hospitals under both these schemes, a government circular was released on September 21 which said hospitals would have to pay a penalty of five times the package rate. If a patient is asked to pay any additional amount, the hospital will not only have to return the amount but also pay an additional amount to the government. Besides suspension or de-pannelling from the scheme, the circular also mentions revoking licences if hospitals commit frauds or refuse patients under the scheme. “We have already started noticing the change. The complaints have drastically reduced,” Mr. Shinde said. 360 beneficiariesSince the launch of the scheme on September 23, more than 360 patients have undergone various procedures under the PMJAY scheme. While the MJPJAY is based on ration cards, the PMJAY beneficiaries have been identified on the basis of Socio-Economic Caste Census. The beneficiaries are issued a ATM-like card with a unique bar code to avail the hospital services. The 360 procedures carried out in Maharashtra over the past few weeks include coronary balloon angioplasty, hysterectomy, chemotherapy, and ventilatory care.
With tensions mounting among some tribes, the Manipur government has alerted all police stations and camps of paramilitary forces. Central forces are also in readiness to cope with any situation. There is genuine fear among the people, and in some government circles, that there may be a repeat of the bloody ethnic cleansing Manipur witnessed in 1992-93. Strong exceptionThe Kukis in the State had set the ball rolling by deciding to celebrate the centenary function of the ‘Anglo Kuki War’ fought in 1919. Naga organisations like the United Naga Council and the All Naga Students’ Association Manipur maintain that they had no objection to the celebration. However, the Nagas took strong exception when the Kukis decided to erect stone pillars with the inscription ‘the ancestral land of the Kukis’.The government has asked Kuki organisations to delete the words from the stone pillars, which are to be erected in most of the Kuki-populated mountain districts, but the appeal fell on deaf ears. At many places, Kuki women are guarding the stone pillars round the clock, fearful that they may be destroyed.‘Remove words’Manipur Chief Secretary Suresh Babu said, “The words should be removed as these may hurt the sentiment of other communities.” Manipur Chief Minister N.Biren said in a function in the Ukhrul district on Wednesday that he was holding talks with all stakeholders to sort out the impasse. Asserting that there was “no tension” over the issue, he said that his government shall not permit any community to hurt the sentiments of others. Some tribal intellectuals have urged Mr. Biren to not go to the Kuki function, slated for Thursday, for the erection of the stone pillar. They said, “If a Chief Minister endorses the claim, it will be an unfortunate mistake for posterity.”‘History fabricated’S. Jadumani, president of the Federation of the Haomis, said that history was being fabricated. “The majority community, the Meiteis, are blood relations of the Kukis, as their kings had married some Kuki girls. The ‘history’ further claims that the Tangkhuls, a major tribe in Manipur, are ‘foreigners’. These distortions should be looked into,” he said.Chief Minister N. Biren, who has had talks with some sections of the tribes, merely said, “The land belongs to the governments of Manipur and India. Some organisations that have been claiming the land as their own should stop doing so.” The stakeholders have so far not been taken into confidence.J. Haokip, chairman of the Anglo Kuki War Memorial Committee said, “We are merely remembering the contributions of our forefathers on the occasion of the 100th anniversary [of the ‘Anglo Kuki War’].” He further said that the State had remained silent to the “divisive and provocative” inscriptions of the words.Naga intellectuals point out that this event was not a war but merely “a rebellion by some persons” in a struggle for power. One person from the royal family had engaged some Kuki mercenaries to defeat his elder brother, who was the king; he had promised to reduce the house tax from ₹3 to ₹1.Khaimang Chongloi, president of Kuki Inpi Manipur, the highest Kuki decision-making body said, “Through this celebration, we are paying tributes to our forefathers.”1993 massacreDuring the ethnic cleansing in Manipur in 1992-93, over one thousand innocent persons, including women and children, were killed, and over 700 villages burnt to cinders.The most blood chilling massacre took place on September 13, 1993 in the Joupi and Janglaphai villages, where armed persons torched entire villages a day ahead of the deadline to leave them. Altogether 87 fleeing men, women and children were massacred using sophisticated guns. Tribal villages were raided in some other remote districts. The hands of some women were chopped and they were left to bleed to death in these hard-to-access villages.
Photo by Tristan Tamayo/INQUIRER.netTNT head coach Nash Racela said it wasn’t him who ignited the word war against Ginebra governor Alfrancis Chua during the halftime break of the PBA Governors’ Cup semifinals game 3.Racela and Chua engaged in a shouting match and traded barbs at the tunnel of Smart Araneta Coliseum Friday when the two teams headed into their locker rooms.ADVERTISEMENT Brace for potentially devastating typhoon approaching PH – NDRRMC Don’t miss out on the latest news and information. Typhoon Kammuri accelerates, gains strength en route to PH Cone on freethrow disparity: Ginebra was the ‘more aggressive’ team Racela and Chua had already exchanged heated words during the second quarter when TNT import Glen Rice Jr. and Ginebra rookie Kevin Ferrer got tangled up several times.READ: Nash Racela throws shade at ‘perfectly officiated ball game’It wasn’t until cooler heads prevailed that the two men were separated as Ginebra head coach Tim Cone pulled Chua into the Gin Kings’ locker while PBA Commissioner Chito Narvasa played peacemaker.“You guys know me too well, and you also know the other guys too well. That’s all I can say,” said Racela.ADVERTISEMENT LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary MOST READ BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight Nonong Araneta re-elected as PFF president Fire hits houses in Mandaluyong City The TNT coach, though, did not divulge into details about the altercation.READ: Racela, Chua engage in shouting match at halftime FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout“You guys want to know the truth?” asked Racela in Filipino to the members of the media who talked to him after TNT’s 1006-103 loss to the Gin Kings.“I might be fined if I say too much but you all know me, I won’t start something.” Fire hits houses in Mandaluyong City LATEST STORIES Read Next Sports venues to be ready in time for SEA Games PLAY LIST 00:59Sports venues to be ready in time for SEA Games01:27Filipino athletes get grand send-off ahead of SEA Games00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Frontrow holds fun run to raise funds for young cancer patients View comments
View comments The Raw General Manager dusted off his wrestling boots once again as he stepped up to the plate after the newly-reformed The Shield lost Roman Reigns due to viral infection.And as always, the Olympic Hero showed that he still got it, unleashing his repertoire to help the trio gain the victory over the team of The Miz, Sheamus and Cesaro, Braun Strowman, and Kane.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutIt was a wild match from the get-go that saw the heel team gain advantage. That was until Kane accidentally swung a steel chair on to Strowman, which threw the Monster Among Men off the rails as he shoved the Big Red Machine to the ground. The other three tried to pacify the situation, but Kane later on attacked Strowman as the former chokeslammed him through the stage and buried him in a pile of steel chair.Enraged, Strowman got back on his feet and attacked his teammates, but the foursome was just too much as they put the behemoth inside a garbage truck as The Miz motioned for the driver to leave the arena. Japan ex-PM Nakasone who boosted ties with US dies at 101 Kiefer Ravena impresses in PBA Draft Combine MOST READ Kammuri turning to super typhoon less likely but possible — Pagasa Kin of Misamis Oriental hero cop to get death benefits, award — PNP Typhoon Kammuri accelerates, gains strength en route to PH That gave The Shield the edge they needed as Angle came back and delivered a pair of Angle Slams to Cesaro and Sheamus, before the trio finished off the Intercontinental Champion with a King’s Landing from Rollins, a Dirty Deeds from Ambrose, an Angle Slam, and to cap things off, an Olympic Shield bomb as Angle celebrated his in-ring return.Reigns wasn’t the only one who was taken out of the pay-per-view due to viral infection, as Bray Wyatt has also been pulled off the show.That left “The Demon” Finn Balor without an opponent, before SmackDown Live’s AJ Styles stepped up to the plate in a WrestleMania-worthy duel.The clash delivered, as the former Japanese standouts put on a classic that ended when Styles missed his springboard 450 splash, giving Balor the chance to nail the shotgun dropkick to the corner and set the stage for his Coup de Grace.After the match, both showed tremendous respect for each other and did the “Too Sweet” to the delight of the crowd.ADVERTISEMENT In the other matches, Alexa Bliss retained her Raw Women’s Championship after yanking Mickie James to the turnbuckle before connecting with her DDT.Enzo Amore also became a two-time WWE Cruiserweight Champion as he outsmarted Kalisto, distracting the referee as he went on and poked the champ in the eye and hit the JawdonZo.Asuka made her triumphant debut in the main roster as she dominated Emma, ending the match with her Asuka Lock.Cedric Alexander and Rich Swann also topped The Brian Kendrick and Gentleman Jack Gallagher in a tag team match pitting fierce cruiserweight rivals after Alexander nailed Kendrick with the Lumbar Check.Jason Jordan beat Elias with a small package after interrupting his musical performance for the third time in the night.In the kickoff show, Sasha Banks continued to get the number of Alicia Fox as she scored a submission win via her Bank Statement. Brace for potentially devastating typhoon approaching PH – NDRRMC Raw General Manager Kurt Angle marked his triumphant in-ring return as he joined forces with Raw Tag Team Champions Seth Rollins and Dean Ambrose at WWE TLC. Photo by WWE.com.Oh, it’s true. It’s damn true.Kurt Angle returned to action in a WWE ring for the first time in 11 years as he teamed up with Seth Rollins and Dean Ambrose and came out on top in the 5-on-3 tables, ladders, and chairs match in the main event of WWE TLC Monday (Manila time) in Minneapolis.ADVERTISEMENT LATEST STORIES QC cops nab robbery gang leader, cohort Don’t miss out on the latest news and information. Read Next Stronger peso trims PH debt value to P7.9 trillion Chief Justice Peralta vows to lead by example, bares 10-point program PLAY LIST 02:02Chief Justice Peralta vows to lead by example, bares 10-point program01:15SC chief Peralta wants US-Marshall patterned security for PH judges01:51SC gives QC court one month extension to resolve Maguindanao massacre case01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA
Having been at the recieving end of a 4-0 thrashing by England last year, it will be payback time when India take on the visiting English side in the four-Test series starting at Ahmedabad next month, middle-order batsman Suresh Raina said.”I was there in England and I feel the pain of losing that series 0-4. I want to give some of that pain back,” said the Uttar Pradesh batsman, who will lead India ‘A’ in a three-day warm-up game at the Cricket Club of India starting here from Tuesday.Raina also said that the SG balls to be used in the forthcoming series will help Indian bowlers.”There is a big difference in the SG Test and Duke balls. We have bowlers who know how to get the SG Test ball to reverse swing like Zak (Zaheer Khan) and Umesh Yadav. It’ll be important how to handle it in humid cities like Kolkata and Mumbai.”We also have (Ravichandran) Ashwin and (Pragyan) Ojha who have been amazing. The England team has good seamers like (Steve) Finn, (Stuart) Broad, (James) Anderson and it depends on how they can handle the SG Test ball,” Raina said.While the retirement of captain Andrew Strauss will be a blow to England, the return of Kevin Pietersen would be a big boost to the tourists’ hopes, Raina said.”Yes, that (Strauss’s retirement) is a loss, but they have a huge positive in KP’s return. He wasn’t there earlier, but now he’s back and that’s a big positive for them.”advertisementThe 25-year-old left-hander, fighting for a middle-order spot in the Test side with his Yuvraj Singh, said it was up to the selectors to fill the No. 6 slot, adding that the three-day match against the visitors will be a good opportunity for the likes of Yuvraj and Ashok Dinda to prepare themselves for the season ahead.Yuvraj Singh during India A’s practice. Yuvraj is a contender for a middle-order spot in the Test side.Click here to Enlarge “It’s a long season. We have Tests and then the one-dayers. Its (India ‘A’ game) a good opportunity for guys like myself, Yuvraj and Dinda. I want to enjoy myself and look to score big runs,” he said.Besides the England series, India are set to play four Tests against Australia and ODIs against Pakistan.Raina, averaging just under 30 from 17 Tests, also dismissed any suggestions of his inability to play the longest form of the game. “It’s just the mental aspect. I’ve given all that I have had to Test cricket. A lot of people say and write a lot of things but I know where I stand as far as Test cricket is concerned.”Batting at No. 6 is not easy, very often you get stuck with the tail and have to bat around them. I scored fifties in the West Indies and England and batted well against Australia in 2010. I’ve played 16 or 17 Tests, but as I play more, I will understand better.I’ve already played 150 ODIs for India and have played six years of IPL. I know what the coach and selectors expect from me and what they need me to do at no 6. I love to play my natural game and I love to hit the ball,” Raina said.Often found struggling against short-pitched deliveries in the longer format of the game, Raina siad he got tips from former Test batsman Pravin Amre on how to deal with England off-spinner Graeme Swann.”I asked him about Swann. He troubled me a lot in England and got me out four or five times. He (Amre) told me to keep my shoulder over the ball and my eyes in line with the ball,” Raina said when asked about the specifics.On the absence of front-line spinners in the India A side for the warm-up game, Raina said there were part-timers who can bowl spin. “I, Yuvraj and Manoj Tiwary can bowl spin. I’ll manage the over-rate,” he said.He said the track would offer some assistance to bowlers in the initial hours. “It’s a good wicket. I’ve played here for Air India in the Times Shield, in under-19 games and in the IPL. It offers good bounce to the bowlers. The first two hours are going to be crucial and that is where the openers come into play,” Raina said.
Former batsman Kevin Pietersen wants England to make a change in their bowling line-up ahead of the second Test of the five-match Ashes series, beginning December 2 at the Adelaide Oval.The 37-year-old has called on the visitors to drop fast bowler Jake Ball as he is simply not up to the standard.Pietersen was supposedly not impressed by Ball’s performance in the opening Ashes Test, which was eventually won by Australia by 10 wickets at the Gabba in Brisbane.Ball managed to pick just one wicket in the match to put England’s bowling attack particularly under scrutiny.”I wouldn’t play Ball in the next Test match, absolutely not. Absolutely no chance. Is Jake Ball any good? I don’t think so. Not at this level. Not in Australia, from what I’ve just seen,” Sport24 quoted Pietersen, as saying.Meanwhile, the former batsman suggested that England should hand debut to uncapped leg-spinner Mason Crane in the day-night Test and that he should replace injured spinner Moeen Ali.”Mason Crane I’d play. I know it’s under lights but it gives that variation of a legspin bowler. One spinning away, one spinning in.Moeen Ali, we’ve got an issue with his finger. Do you want Joe Root bowling all the overs? No,” he told BT Sport.England are currently the Ashes holders, having won three of the five Tests in the 2015 Ashes series.
NEW YORK — Mats Zuccarello was essentially a shootout specialist when he made his New York Rangers debut five years ago. Now he may be the team’s most indispensable offensive player.Zuccarello scored the tiebreaking goal with 58.3 seconds left and had two assists in the Rangers’ ninth straight win, 4-3 over the Toronto Maple Leafs on Nov. 15.“He’s on top of his game,” coach Alain Vigneault said. “He’s been playing real well and his enthusiasm is contagious.“There’s no doubt that he is well liked and well respected by his teammates, and I think everyone is happy that he’s playing so well right now.”Ryan McDonagh, Derek Stepan and Derick Brassard also scored for New York, and Antti Raanta made 23 saves.The league-best Rangers improved to 14-2-2, the best 18-game start in franchise history in wins and points (30). The winning streak is their third-longest overall and longest since winning 10 straight in the 1972-73 season.Peter Holland, Joffrey Lupul and Dion Phaneuf scored for Toronto, which snapped a three-game winning streak. Jonathan Bernier stopped 26 shots.Bernier was shaky throughout the game, surrendering rebounds. That was costly on Zuccarello’s game-winner. McDonagh fired a shot from the left point that Bernier couldn’t control and Zuccarello poked the puck into the net to decide a wild, back-and-forth contest.“We win as a team and lose as a team,” Leafs coach Mike Babcock said. “Maybe (Bernier is) trying too hard.”Holland opened the scoring with 2:03 left in the first period with a backhander from in close. The goal was his third of the season, and his second in four games.The lead lasted all of 2:47 of game time as McDonagh tied it 44 seconds into the second period with his third of the year off of a cross-ice feed from Zuccarello.New York took a 2-1 lead at with 6:05 left in the second as Bernier misplayed Stepan’s shot from center-ice, and the puck rolled under the Toronto goaltender’s pads.It was the second goal from center-ice Bernier allowed in less than a year, as Arizona’s Oliver Ekman-Larsson had a similar score on Jan. 30.“It’s my job to be ready,” Bernier said. “I cost us two points. I let them down tonight.”Lupul’s goal with 2:22 left in the period tied it again.Brassard scored 3:37 into the third to put the Rangers ahead 3-2. The goal, his sixth of the season, came off a pass from Zuccarello from behind the net.“When you (have) more confidence, you make those plays,” Zuccarello said. “It’s a nice feeling to be that confident. The whole team is like that. We have a good stretch here, so it’s a good feeling.”Phaneuf tied it again 1:38 later with his second of the season.(DENIS P. GORMAN)TweetPinShare0 Shares
In the last few years, the collaborative effort of Indian academia, policymakers, and society has been targeted to provide job skills or employment skills to students. Because of this objective, not just the vocational education institutions but also many schools have started focusing on skills that help secure a job.While there is no harm to start with this goal, it is not okay to think that the only purpose of primary education is to get good higher education to get a job later on.Primary education is the time a kid can be shaped into a future academician, sportsman, singer or a politician.Hence, this Universal Children’s Day, parents and teachers can do something to redefine the larger objectives of primary education. Here are three things you can do to give your child a more complete education:1. Look beyond the syllabus Reading can open up new worlds to children besides having many positive effects on the mental development of a child.This has been said enough. It is time to get this into action. Needless to say, the parents, teachers, and society have been obsessed with the students’ ability to recite and reproduce from textbooks and perform in exams. However, this approach ignores the unique talent that each student may have. Teachers and parents have the responsibility to identify this talent early on and provide the right resources and platform to bring it up.Think of a child who finds it hard to solve trigonometry problems but good at dribbling the basketball. Can we do something to free up the burden of Mathematics so that he can find more time to focus on what he does the best?Read: How one man became so tired of rote-learning that he battled odds and started his own schooladvertisementWhile we have seen many such success stories, there is no system which ensures that such flexibility is always permitted.Given that India is a country with umpteen demographic dividend, a system which allows flexible selection of subjects and skills could unleash a goldmine of talent.Some schools have taken steps towards giving extracurricular activities the same weightage as syllabus by signing up for international sports clubs like Junior International Football Academy or by promoting kinaesthetic learning in their classes through products like Step & Learn.2. Make your kids aware about social causes It’s high time we teach children to become aware of their surroundings — both people and the environment.Be it pollution, population, hunger or illiteracy, the world is facing many challenges which require our attention.Not many of us devote time and resources to these causes. However, we cannot afford our next generation not being sensitive enough about these social challenges.To make the world a better place to live, teachers and parents need to seed the sense of social responsibility among their wards.Read: These Class 11 students from a Gurugram school invented an intelligent traffic light that reacts to real-time trafficThink of things like — let’s limit the use of our car because of increasing pollution, teach your maid’s child because she cannot afford it, or donate your old book because someone needs it but cannot buy.Make sure that they are not as politically ignorant as many of us — the urban Indians — have been.This conscious seeding plays an important role towards ensuring that today’s school students grow up to be responsible adults in the future.3. Make ‘smart’ use of technology Technology can be the biggest child development and education tool if used correctly.Technology will be integral to the lives of the future generation, to the extent that we cannot imagine. However, as the guardians of the future, our job is to educate the children about balancing the use of technology in their day to day lives.So, while spending too much time on a virtual reality game show could hamper productivity, time spent with an innovative book platform like Fiction Express that lets students connect with professional authors and co-create stories could add to the skills.Read: This is how students can move beyond using computers just for texting and gamingParents and teachers should also stay abreast with the latest developments in the tech world so that they may judge the good vs not so good vs evils and prepare the students accordingly.At times, their own wards could be the source of their information. So, they should not hesitate to learn a thing or two from their kids.The above suggestions are only to trigger a thought about some new perspectives. This is only the bedrock from where each teacher and parents should add or innovate more ideas to make education more meaningful for the next generation. advertisementAnd yes, meaningful education certainly increases employability.- Article by By Vikas Sharma, AVP (Marketing), Eupheus LearningRead: Universal Children’s Day: Facts on child developmentRead: 5 activities for children with learning disabilitiesRead: Sky’s the limit: Career options for those with learning disabilities
TORONTO – No winning ticket was sold for the $5 million jackpot in Saturday night’s Lotto 649 draw.However, the guaranteed $1 million prize was claimed by a ticket purchased in Ontario.The jackpot for the next Lotto 649 draw on June 21 will be approximately $7 million.
Berlin: Departing veterans Franck Ribery and Arjen Robben both scored in their final game at the Allianz Arena on Saturday as Bayern Munich beat Eintracht Frankfurt 5-1 to wrap up a seventh successive Bundesliga title. The fairytale farewell for club icons Robben and Ribery saw Bayern end an unusually tight title race two points ahead of rivals Borussia Dortmund, who beat Borussia Moenchengladbach 2-0. Nine points behind Dortmund in December, Bayern lost just one game between January and May as they bounced back to be crowned German champions for the 29th time in their history. Also Read – We will push hard for Kabaddi”s inclusion in 2024 Olympics: RijijuRobben and Ribery, who will both leave the club at the end of the season, came off the bench against Frankfurt to score Bayern’s fourth and fifth goals and end Dortmund’s hopes of pulling off a final day miracle. Their departure marks the end of a glistening decade of success for Bayern, who are now set for a major squad overhaul ahead of next season, having already signed World Cup winners Benjamin Pavard and Lucas Hernandez. Kingsley Coman gave Bayern a dream start, slotting home a Thomas Mueller through ball after just four minutes. Also Read – Djokovic to debut against Shapovalov at Shanghai MastersThere was brief hope for Dortmund as both they and Frankfurt scored either side of half-time. After Gladbach dominated the first half, Jadon Sancho smashed in the opener for Dortmund, and Reus doubled the lead after the break. In Munich, Sebastien Haller bundled in a shock equaliser at a corner just after the break, but Bayern responded furiously, and David Alaba restored the lead in a matter of minutes. Dortmund’s hopes lay in tatters when Renato Sanches blasted the ball in from close range to score his first Bundesliga goal and put Bayern 3-1 up.
TORONTO — Canadians living in two of the country’s largest cities may find themselves more “vulnerable” to interest rate increases as personal debt levels in Toronto and Vancouver continue to hit record-levels, warns a report by Canada Mortgage Housing Corp.The housing agency says the debt-to-income (DTI) ratio for those living in Vancouver climbed to 242 per cent in the second quarter, which ended June 30.That means that for every $1 of disposable income, $2.42 is owed. It was similarly high in Toronto, where the DTI is at 208 per cent.This is the highest ratio recorded for both cities for any second quarter since 2015. Nationally, the DTI ratio is 171 per cent.A major contributor to increasing levels of indebtedness is mortgage debt, which accounts for two-thirds of all outstanding household debt in Canada.CMHC says those with elevated debt levels could see their budgets stretched if interest rates continue to rise.“While households may be able to service their debt during periods of low interest rates, some may face challenges when rates rise,” it said in the report. “Highly indebted households have usually few debt consolidation options to respond to increasing debt service costs.”The report noted that higher interest rates means that households could see an increase in the amount required for debt repayment, which could exceed their original budgets.“The increased debt payment burden may come at the cost of reduced consumption, decreased savings or opting to make lower repayments on the principal,” it warned. “Some households might even default on their loans if their incomes are not sufficient to cover higher expenses and credit charges.”CMHC says this could lead to a ripple effect if households begin defaulting on their loans, and banks begin scaling back on the loans they give out.“These negative effects could then impact other areas of the economy,” it said. “Research has shown that recessions in highly indebted countries tend to exhibit a greater loss in output, higher unemployment, and last longer compared to countries with lower debt levels.”The report, which was based on an analysis with data from credit monitoring firm Equifax, Statistics Canada and the Conference Board of Canada, also noted that household debt levels vary widely, and have in fact, gone down in some of Canada’s largest cities.The DTI ratio have decreased in the Ottawa-Gatineau region, Halifax, and Sherbrooke, Que. It is the lowest in Saint John, N.B., where it declined to 106 per cent in the second quarter.Household debt has been identified as a key vulnerability for the financial system by the Bank of Canada, which has raised its key interest rate five times since July 2017. The rate currently sits at 1.75 per cent, with expectations that there will be another hike next year.Since the Great Recession, the central bank has kept interest rates low to help stimulate the economy but that has also helped fuel hot housing markets in undersupplied regions such as Toronto and Vancouver.
In this image from NASA TV, the SpaceX Falcon rocket launches from the Kennedy Space Center in Florida on Sunday, Feb. 19, 2017. It’s carrying a load of supplies for the International Space Station. (NASA TV via AP) by Marcia Dunn, The Associated Press Posted Feb 19, 2017 7:56 am MDT Last Updated Feb 19, 2017 at 11:40 am MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email SpaceX launches rocket from NASA’s historic moon pad CAPE CANAVERAL, Fla. – A SpaceX rocket soared from NASA’s long-idled moonshot pad Sunday, sending up space station supplies from the exact spot where astronauts embarked on the lunar landings nearly a half-century ago.It was the first flight from NASA’s legendary Launch Complex 39A since the shuttle program ended almost six years ago, and SpaceX’s first liftoff from Florida since a rocket explosion last summer.The crowds at Kennedy Space Center watched eagerly as the unmanned Falcon 9 rocket took flight with a cargo ship bound for the International Space Station. They got barely 10 seconds of viewing before clouds swallowed up the Falcon as it thundered skyward.As an extra special treat, SpaceX landed its leftover booster back at Cape Canaveral eight minutes after liftoff, a feat accomplished only twice before. Most of SpaceX’s eight successful booster landings — rocket recycling at its finest — have used ocean platforms. As they did during the shuttle era, sonic booms heralded Sunday’s return.SpaceX employees at company flight headquarters in Southern California cheered as the 15-story booster landed upright at its designated parking spot at Cape Canaveral Air Force Station.SpaceX chief Elon Musk celebrated the successful touchdown via Twitter.“Baby came back,” he tweeted.The celebratory roar grew when the Dragon cargo ship successfully reached orbit a couple minutes later. It will reach the space station Wednesday, delivering 5,500 pounds of food, clothes and experiments.It was SpaceX’s second launch attempt in a row. Saturday’s effort was foiled by last-minute rocket concerns. The repairs paid off, and even the clouds parted enough to ensure a safe flight.Musk said he’s honoured to use Launch Complex 39A. The company hopes to launch astronauts from this very spot next year, bringing U.S. crew launches back to home soil after a longer-than-intended hiatus. SpaceX Mars missions, first robots then people, could follow from here.If the pad weathered Sunday’s launch well, another Falcon could be standing there for a satellite send-up in just two weeks.Kennedy Space Center’s director Robert Cabana, a former shuttle commander who flew four times from 39A, is thrilled to see the pad used for commercial flights like this “instead of just sitting out there and rusting away.” It’s a stark contrast, he noted, to the depression that followed the final shuttle mission in 2011.“It’s just really an exciting time,” Cabana said just before liftoff.It was a momentous comeback for SpaceX. The last time SpaceX had a rocket ready to fly from Cape Canaveral, it blew up on a neighbouring pad during prelaunch testing on Sept. 1. Although the company successfully returned to flight last month from California, the focus was on getting leased Launch Complex 39A ready for action given that the pad with the accident was left unusable. The damaged pad should be back in action later this year.Built in the mid-1960s for the massive Saturn V moon rockets, Launch Complex 39A has now seen 95 launches. Apollo 11’s Neil Armstrong, Buzz Aldrin and Michael Collins left Earth from here on July 16, 1969, on the first moon-landing mission. The very first space shuttle pilots, John Young and Robert Crippen, soared from here on April 12, 1981. And in a grand shuttle finale, Atlantis took off from here on July 8, 2011.NASA signed over 39A to SpaceX in 2014 under a 20-year lease.SpaceX has spent tens of millions of dollars to make 39A Falcon-ready. By the time astronauts climb into a Dragon capsule to fly to the space station, Shotwell said, pad renovations will exceed $100 million.Last week, the U.S. Government Accountability Office warned the commercial crew launches by SpaceX and Boeing are at risk of slipping into 2019. “The hell we won’t fly before 2019,” SpaceX President Gwynne Shotwell told reporters in response.In a tweet Saturday, Musk said the company has already “retired” so much research and development risk on the crew Dragon capsule “that I feel very confident of 2018.”As for the second-stage steering issue that cropped up Saturday, SpaceX hustled to replace an engine part before Sunday morning’s try. Musk said he personally called Saturday’s launch off, saying he was unwilling to risk something going wrong.For SpaceX employees long accustomed to breaking new ground, Sunday was “a huge deal for us,” according to SpaceX’s Dragon mission manager, Jessica Jensen.“I’m sure the team will be out celebrating,” Jensen told reporters. “We’ll be out tonight if you want to find us.”___Online:SpaceX: http://www.spacex.com/NASA: https://www.nasa.gov/
“The lack of women’s representation – of women’s empowerment – affects individual women’s rights – and it holds back whole countries,” Mr. Ban told participants at the first World Congress of Global Partnership for Young Women and Second Global Partnership Forum in Seoul, Republic of Korea (ROK).From farming to leading Governments and troops, women have repeatedly shown that they can excel in many areas and make positive contributions to their countries, Mr. Ban said. However, he noted that they still do not enjoy the same benefits as men, and called on Governments to support their advancement.“Although there has been important progress, women still do not have a strong enough voice in decision-making. Women make up just a fraction of all chief executives of the world’s biggest companies. Fewer than one in ten presidents or prime ministers are women, and less than one in five parliamentarians are women,” Mr. Ban said.“Women do more work for less pay than men. Women produce up to 80 per cent of all food in sub-Saharan Africa, but their households are poorer, so they spend more of their income on food,” he added.The UN chief emphasized the need to encourage initiatives that advance women’s rights, including the promotion of education, reducing maternal mortality, and combating domestic violence and rape.“Gender discrimination blocks progress. Equality makes it possible to achieve huge breakthroughs,” Mr. Ban said. “We are moving on all fronts to invest in women so they can reach their full potential, drive development and lead us to a better future.”In addition, the Secretary-General underlined that the anti-poverty targets known as the Millennium Development Goals (MDGs) would not be accomplished without addressing women’s needs and rights, and noted that this would also be the case when looking to the post-2015 development agenda.“Reaching the MDGs and advancing to the next stage will only be possible when we unleash the power of women,” he said.Mr. Ban arrived in ROK over the weekend, and has since met with various Government officials – including the Prime Minister, Kim Hwang-sik; the Foreign Minister, Kim Sung-hwan; and the Minister of Unification, Yu Woo-ik – with whom he has discussed a range of topics, from the Oceans Compact initiative, which he launched on Sunday, to the situation in Syria and the Korean Peninsula.Tomorrow, Mr. Ban’s activities in Seoul include meeting the Speaker of the Korean Parliament, as well as members of the UN Global Compact, a strategic policy initiative for businesses that are committed to aligning their operations and strategies with ten universally accepted principles in the areas of human rights, labour, anti-corruption and the environment.
Crosswords and Sudoku do not help reduce the chances of developing dementia, a leading older people’s charity has warned.Online “brain-training” games have little benefit for brain health and memory, and people should concentrate on socialising and learning new skills, such as a language, according to recommendations from Age UK and the Global Council on Brain Health.This is despite the widespread belief that they are an effective way to stave off dementia, it added.The report by the GCBH says: “If people play a ‘brain game,’ they may get better at that game, but improvements in game performance have not yet been shown to convincingly result in improvements in people’s daily cognitive abilities.”There is insufficient evidence that improvements in game performance will improve people’s overall functioning in everyday life.” Instead it recommends practising tai-chi or taking photography classes. Those who are already mentally active can take on activities which give them “a purpose in life”, such as volunteering or providing companionship. A 2015 study by a US group found that two in three over-50s believe that playing online games is important for maintaining brain health. But the new report accuses companies who market online games of using “exaggerated” claims to promote their products, which may not be the best way to keep an active mind. Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily Front Page newsletter and new audio briefings. The authors add that the myth that “old dogs can’t learn new tricks” is inaccurate as older people are still able to learn as they age. It particularly recommends learning a new language.It says older people should not assume a decline in their memory is inevitable and that writing lists and taking time to observe surroundings can help, as “a lot of what people attribute to poor memory is not paying close attention”. However, the report also warns that there is no way to “guarantee” brain health and people should be “realistic” about any benefits. It says the evidence surrounding the games is “weak to non-existent” and they are less effective than many day-to-day activities.The report follows previous studies which have found that exercises such as crossword puzzles could be beneficial for brain health. Last month researchers at the University of Exeter and King’s College London found that those who complete crossword puzzles every day have brain function which is equivalent to someone ten years younger on tests involving grammar and short-term memory. In 2010 another study carried out by a US university, Rush University Medical Center in Chicago, found that completing regular crossword puzzles could delay the onset of degenerative diseases such as dementia. Other research has found that exercising and making changes to diet could be effective ways of staving off Alzheimer’s. The GCBH is made up of scientists and charities who are working to improve understanding of brain health. Age UK’s chief scientist James Goodwin says: “Many people think that all thinking skills decline with age, and we know there is certainly a lot of fear around this happening. Our minds, after all, are the essence of our aspirations, passions, capacities and personalities; they make us who we are.“But decline is not inevitable, and there are plenty of activities that we can start today that can provide benefits for brain health. If they are new to you and require your concentrated attention they may even be activities that you do regularly in your life, such as playing with grandchildren, gardening or playing cards.”
Image: Shutterstock/gabriel12 Tweet thisShare on FacebookEmail this article 27,307 Views 217 Comments Short URL Image: Shutterstock/gabriel12 Feb 23rd 2018, 8:55 AM By Sean Murray Share121 Tweet Email2 Friday 23 Feb 2018, 3:11 PM Updated 3.11pmCHARITIES ARE WARNING that homeowners facing their mortgages sent to vulture funds will disrupt an already volatile housing system and put more families at risk of homelessness.Earlier, the CEO of Ulster Bank has said that the bank could sell as many 7,000 mortgages in arrears, and has set aside €68 million for this.The news came as the bank reported an operating loss of €151 million for the year to December, and also amidst over a week of controversy over Permanent TSB’s plans to sell off around 18,000 loans this year.Peter McVerry Trust said that it is concerned with the timing of the proposed mortgages sell-off, while Threshold said that renters could face aggressive tactics from vulture funds trying repossess the home as a result of the sell-off.The charities said that repossessions were more likely under vulture funds than banks and that the government needed to take action.Pat Doyle, CEO at Peter McVerry Trust, said: “[We are] worried that the bulk-sale of distressed loans may cause disruption to a housing system that has not yet found stability since the financial crash.Our biggest fear is that this latest bulk sell off of distressed loans could set off a chain of events which leads to more people coming into homelessness at a time when services and supports are stretched by a record need. In order to stop such a scenario becoming a reality, and we need to prevent owners and tenants losing from their homes.Threshold, meanwhile, is calling on the government to legislate so that receivers must “step into the shoes” of the landlords and take on their obligations for renters.Its CEO John-Mark McCafferty said: “While the loan may not be performing, the rent is still being paid by the tenants and without Government intervention, we will inevitably see homeless figures continue to rise once the vulture funds start to pursue aggressive repossession procedures on renters.”In these cases, the rights of tenants are often ignored by the receiver who still take the money off them in rent. Threshold called on the government to introduce a code of conduct on buy-to-let mortgage arrears, similar to the one for residential mortgages.Impaired loansOutgoing Ulster Bank chief executive Gerry Mallon told RTÉ’s Morning Ireland that there is a possibility that these mortgages in arrears could be sold to foreign funds.Mallon said the bank was obliged by the ECB to reduce the level of impaired loans.He said: “There are 20,000 customers in arrears, and there are a range of strategies across that. We’ve made a provision for a change in strategy rather than announcing any actual sale.We would see maybe a third of the total book as appropriate for a potential sale.Ulster Bank has also said it has set aside €87 million to deal with its mishandling of tracker mortgage customers.‘Created an appetite’Also speaking on Morning Ireland, Sinn Féin’s Pearse Doherty said: “It’s not surprising we now have another bank talking about offloading its mortgages to potential vulture funds.”Doherty said that the government “not standing in PTSB’s way” has “created an appetite” for other banks to follow suit”.He said that while the ECB is clear in the need to get rid of non-performing loans, it doesn’t mean that they should be sold to the vultures.“People who are trying to pay their mortgage repayments are thrown to the wolves,” he said.The Sinn Féin finance spokesperson was also critical of Mallon for not coming before the Oireachtas Finance Committee.He added that “no matter how much we talk about regulation for vulture funds, if these loans are sold to vulture funds then it will end in tears”.Vultures are only interested in short-term interest – a 3 to 5 year interest – and they’re not interested in the suite of options that other banks have done such as split mortgages, interest only payments.He said that loans sold to vulture funds increases the risk for homeowners, and opens the door for potential repossessions.Doherty said it is to be welcomed that the courts protect people from repossession in a large number of cases, but added that may change in the future.Read: Harris on PTSB home loan sale: ‘It’s time to see a bit of humility from our banks’Read: Minister concedes homeowners who engaged with PTSB may not have deals honoured Mortgages sell-off will disrupt already-volatile housing market, charities warn Ulster Bank said today that it would be looking to offload around 7,000 mortgages on top of PTSB’s proposed 18,000. http://jrnl.ie/3867433
Image: Shutterstock/Featureflash Photo Agency 86,108 Views Tuesday 9 Apr 2019, 7:28 AM US actress Allison Mack pleads guilty in New York to charges in ‘sex cult’ case Mack could face 40 years in prison when she is sentenced. Short URL Image: Shutterstock/Featureflash Photo Agency By AFP Share28 Tweet Email1 US ACTRESS ALLISON Mack has pleaded guilty to racketeering after allegedly recruiting women to a cult-like secret society that turned followers into “slaves” and coerced them into having sex.Mack (36) was arrested a year ago on sex trafficking charges for getting the women to join Nxivm, a purported mentoring organisation that forced them to have intercourse with 58-year-old leader Keith Raniere.Mack, best known for her role as Clark Kent’s friend in superhero television series Smallville, was one of six defendants in a federal indictment filed against members of Nxivm, based near Albany in upstate New York.She admitted racketeering and racketeering conspiracy, and could face up to 40 years in prison when she is sentenced on 11 September.Before being accepted as ‘slaves’, women had to provide compromising photos and other personal effects, which the organisation threatened to make public if they tried to leave.They also had their skin branded with Raniere’s initials as other members held them still and filmed.Another of the high-profile defendants in the case is Clare Bronfman, heiress to the Canadian Seagram liquor empire. She and a sister are believed to have given more than $100 million to the group.© – AFP 2019 Apr 9th 2019, 7:28 AM https://jrnl.ie/4582649 No Comments Tweet thisShare on FacebookEmail this article
Facebook Twitter: @NeosKosmos Instagram The Oakleigh seat is set to be contested by two Greek Australians on opposite spectrums. Cr Steve Dimopoulos, the pre-selection candidate for the Labor Party, and Cr Theo Zographos, pre-selection candidate for the Liberal Party, are to contest the marginal seat on the November 29 election. For Cr Dimopoulos, who has lived in the Oakleigh area for 40 years, this election campaign is about the Victorian Government taking a more activist approach to supporting the interests of the State. He told Neos Kosmos that he is hoping that his special bond with the Oakleigh area, along with support from the Greek community, will propel him to victory in November. “I think I’ve got a really strong connection with Oakleigh, not only do I live there, grew up there, went to schools there … but I also had a business in Oakleigh. I worked for the local MP, so I got to hear constituent problems for a period of eight years and really understand and get an insight into people’s lives. So I’ve got a personal and professional connection with Oakleigh that is unique,” he said. And he reiterated the fact that he is someone who ran a business, has been involved with politics for 11 years on the local council, worked for a local federal member of parliament and who “does a good role in terms of advocacy and someone who has represented his city as mayor”. But he acknowledges that contesting a seat which his party holds by a 5.1 per cent margin is something that he will not take for granted. Having opened a cafe in 2002, he was given the opportunity to hear firsthand the issues propagated by the locals and, for him, it was the proposed closure of a local pool which propelled him to a life in the public sector. “It was really the galvanising influence, taking away a pretty significant piece of infrastructure for me that got me involved and on the representative side of politics rather than the backroom,” he said. And the Greek community plays a big part in his life and in his party’s politics. “I think it’s easy to take the Greek support (for the Labor Party) for granted. It means a lot (the Greek community to Labor). It’s not just relying on a vote that goes back to Whitlam and before, it’s actually, if you look at some of the biggest contributors in the Victorian party and even federally, but particularly in the Victorian party, over the last 20 years they’ve been of Greek heritage. “I think we’ve got the biggest cohort of pre-selected candidates of Greek heritage ever contesting this election, so I see that as the party recognising the Greek community in a very genuine way,” he said. He has prioritised job increases, education, health and transport as relevant factors for not only his constituency, but Victoria on a whole. “They’re pretty standard bread and butter issues, but I think they’re materially more significant now when you’ve got a federal government that’s torn out some of the core funding for these services.” “There’s a whole range of needs in relation to capital needs in schools. Health, so hospitals, and that links in with the ramping rates of ambulances having to wait outside the Monash Medical centre to unload patients. “Public transport is always a Labor staple, it has particular relevance for the Oakleigh electorate because we’ve got four level crossings, all of which will be under the party’s policy to remove in two terms. “So for me it’s those issues, but particularly jobs, that’s why I named it first, because if you don’t have a job you’re far more likely to be living under the poverty line or under financial stress and there’s a whole range of companies, as we’ve seen over the last two years, exiting Victoria.” He believes that personally endorsing and meeting his constituents is a vital element to him being elected. He said getting in touch with the issues faced by the people of Oakleigh is what drives him. “My focus is meeting people one on one and trying to get a sense of two things; the first is hopefully them getting a sense of who I am as a human being and someone of a particular value set and someone of a particular energy and activism, but also me understanding, because I think I’ve got a really strong connection with Oakleigh,” he said. Cr Dimopoulos is contesting the seat for Labor, with current Oakleigh Labor MP Ann Barker retiring at the end of this term.Neos Kosmos will feature Cr Theo Zographos, the Liberal candidate for the seat of Oakleigh, in this Saturday’s English edition.
TUALATIN, Ore. — Nate McMillan started out as a player, then became a coach, and on Monday, showed interest in a new profession: Journalist.Well, maybe that’s a stretch — but he certainly seemed to enjoy the interviewing part.With the Trail Blazers having lost three of their past four while holding an underachieving record of 15-13, questions regarding how McMillan distributes his minutes have become more and more frequent. Most of them have centered around Raymond Felton, who remains in the starting lineup despite being ranked as the 45th most efficient point guard in the league.But when the subject of Nicolas Batum possibly getting more playing time arose, that’s when McMillan morphed into a reporter.“There we go,” said McMillan, whose team will host the Wizards on Tuesday.”You guys want to change the point guard, and now you want to get Nic minutes.”Or use him in a different way? the reporter said.“What other way can we use him?” responded McMillan.Give him more minutes? answered the reporter.“He was on the floor at the end of the game. He’s there. OK, so answer that for me. Respond to that.”Play him more at the 2, chimed in another journalist.“He was at the 2,” McMillan said. “You’re at the 2 — make plays. You’re in there at the most crucial part of the game — make plays! More minutes doesn’t equal winning.”Well, that’s up for debate. The Blazers are 1-9 this year in games decided by five points or less. That can partly be attributed to Portland’s inability to finish, but one could argue that if certain players were on the court more often than others, some of these games wouldn’t be so close in the first place.Batum is averaging nearly seven fewer minutes than Wesley Matthews, but is shooting 3 percent better from the field and 6.5 percent better from 3-point distance while averaging 12.2 points to Matthews’ 12.5.